CAR, FDR, Bank Size, and ROD on Sharia Banking in 2015 – 2019 Period

Capital Adequacy Ratio (CAR), Financing To Deposit Ratio (FDR), Bank Size, and ROD on Sharia Banking in 2015 – 2019 Period

Abstract

This study aims to analyze the Capital Adequacy Ratio (CAR), Financing To Deposit (FDR), and Bank Size to the Return on Deposit Ratio (ROD) in Sharia Banking in Indonesia from  2015 to 2019. The method used in this study was the descriptive method. The population was all Islamic banks operating in Indonesia. The method of sample selection used purposive sampling. This study used similar previous research literature studies from scientific journals, Islamic banking books, and websites. The descriptive statistics test results show that the ROD variable's standard deviation was 174.22%. The standard deviation of the CAR variable was 34.05%. The standard deviation of the FDR variable was 13.45%. The standard deviation of the Bank size variable was 1.2148%. The performance of Islamic banking is excellent, especially in dealing with returns from customer deposits, but some Islamic banks still have to improve their performance in planning and developing strategies that can minimize risks for uncertain things in the future.